Car Insurance is Frustrating

So it's that time of year again- the time to pay my car insurance premiums for the next six months. Right now I have car insurance through Progressive, since last summer when I was shopping around for my own policy, it was the cheapest by far. It's still not that cheap though, and since I am going away to school and money is going to be extremely tight, I’m looking around again.

I researched a little and got two quotes from Geico and Allstate that are only $450 for 6 months! Plus, I have a letter with some code that lets me get 20% off of Liberty Mutual premiums since I'm an alumni of my college. That would be amazing to get either one of these deals, but I have a feeling that a) I messed up somewhere on the online quotes or b) the coupon might be a scam or only for a year or something. It seems too good to be true, to have a quote about $200 less than what I pay now.

So I guess for now I think I will stick with Progressive until they give me my bill to see if it goes down. My dad said his went down $100 last year, so hopefully mine will go down a little too. If not though, I’m going to call around and see if the cheaper insurance offers will really work out.