Here are some goals for November:
1) Stop buying superfluous things: I seem to constantly spend money on things I don’t need. I don’t spend a whole lot at once on big-ticket items, but a bunch of little purchases still adds up. My weaknesses include: clothing, shoes, books and dvds. From here on out I’m going to try my best to stop buying these things. If I want something, I can ask for it for Christmas or just do without. Maybe I will post things here to be more responsible for them and also just to keep better track of how much I’m spending.
2) Try to have money left over at the end of the month: The last two months I’ve been scrounging around for money towards the end of the month. In November I want things to be different. I want to have at least a little bit of money left over so that I can put it towards something useful- saving for a new car, my IRA, or putting it towards my student loan. This kind of ties in with goal numero uno, above.
3) Read at least three non-school books: True, this is not a financial goal, but my personal reading has suffered since school started. I am so bogged down with readings for classes that I hardly do any outside reading anymore. But I’m going to try to read at least three books this month, including at least one nonfiction book. Any recommendations?