So grad school is starting soon (I move in one week!!) and I’ll be honest- the idea of having to live off of around $1,000 a month scares me. I don’t make much more than that right now, but I have very few expenses that I have to pay- on an average month over half goes to savings. But now I have to pay for everything. I am trying to make a rudimentary budget, and it's not going well at all. I think I'm going to have to dip into my emergency savings for some things, like car insurance, and maybe gas. Which, you know, is awesome- NOT. So this is what I'm planning right now; I have no idea if this is how it's really going to work.
Rent $655 (this includes all utilities which is sweet)
Food $130 (hopefully I can use even less than this!)
Student Loan $150
Fun Money $65
So basically, that leaves about $40-50 for gas and $71 each month for car insurance. I guess this will be coming out of my emergency fund, unless I can find a part-time job or some other form of supplemental income. Oy, this is more depressing than I originally thought...
3 comments:
Don't worry, you'll figure it out :)
Good luck! Hopefully you won't have to work too much more and can focus on your studies. Although, freelancing a little and/or part time retail could work. Package stores are notoriously good places to work for college students.
UGH! I'm right there with you! However, my rent is $625...who knows how much for utilities...plus $35/month for internet. AAAAAAAHHHHHHH!!!!!!!!!
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